In case you are not eligible for COBRA, HIPAA, insurance coverage conversion, state continuation, Medicaid, Medicare, or any kind of state-sponsored well being care program, however are in want of reasonably priced medical insurance in New York, you could have to buy a person medical insurance plan.
Most individuals groan on the considered buying a person medical insurance plan and for good cause. Particular person medical insurance plans are normally dearer than the best well being care protection employer-sponsored group medical insurance plans. Nonetheless, in New York, you should buy an reasonably priced particular person medical insurance plan for a few causes.
First, if you got down to buy a person medical insurance plan in New York, you cannot be turned down as a result of your explicit well being situations. That is nice information as a result of many individuals with pre-existing well being situations are likely to have a troublesome time discovering medical insurance corporations that can promote medical insurance to them. Health insurance coverage corporations view individuals with pre-existing or critical well being situations as greater dangers to insure. They view them as doubtlessly misplaced cash. But, in New York, there are medical insurance corporations that won’t flip you down no matter any pre-existing well being situations you could have, or the severity of the well being situation.
Subscribe to our newsletter